Welcome to Business Funding Northeast

Think about it If the early bird catches the worm why is it that the second mouse to the trap gets to eat the cheese safely?

If you don’t think that financing is a serious process you best know that getting the wrong financing for what you are trying to do can be costly if not fatal to your business. Like the mouse above: Thinking twice has its merits because taking “easy money” is most always at a very high price with a lot of constraints. That’s where we’re different!

While we’re on this subject: Did you know that taking “cheap” money can also hurt you? How … ? What if you run out of it and can’t fill orders but have to pay off the “cheap” money before you can borrow more because that lender filed UCC1’s on your assets? Happens every day!

If accessing money only “soothes” your situation and doesn’t solve it then call us. A call to us is free and our 20(+) years of reputably helping companies is on the line when you do.

Our process is simple:

• We partner with many lenders and funders
• We work for you … not the lenders. PLEASE REMEMBER If we worked directly for a lender we’d be “selling you” on what they have and not what you really need.
• We analyze your needs and match it to the best partner we have for your specific need
• Our primary objective is to get you the lowest rate from the best provider
• If we can’t help you we’re glad to recommend you to someone else that can

That said for twenty plus years Business Funding Northeast (previously Financial Managers’ Resources) has proudly guided hundreds of business owners and property investors to the financing solution that matched up best to their situation and what they had to work with.

Our next goal has always been to focus in on making sure that the financing that went in place aligned with their business objectives and goals. Face it: Anyone can sell money … we’re here to provide a solution to your problems!

Having taught thousands of brokers and consultants nationwide how to make sense out of situations needing financing and presenting them in a meaningful way MBA-DCFS Ernie Brown has met some of the best lenders and funders in the country and continues to bring them together under one roof.

In so doing we’ve helped staffing companies with a $2,000 first payroll grow to a million dollar a month operation and protected developers from losing property worth tens of millions of dollars.

So: If your goal is to maximize your opportunity and you understand the “time – value” concepts of money and that profit is a result of not losing out on opportunities then we’d welcome the opportunity to work with you!

For now, please review our programs and call us to find out why Business Funding Northeast has earned the respect of professionals nationwide as “The place to go if your bank says no” and sits near or at the top of their contact list when a client has a need!

Thank you and we look forward to serving you … and to work toward exceeding your goals!
Principal: Ernest “Ernie” Brown
Phone: 1-978-857-6093
Email: ebrown@finance-manager.com

CASE STUDIES

FACTORING … our most asked about program

• Our programs are customized to your cash flow needs.
• We offer high advances, customer credit insurance and open-ended agreements.
• Offer control of what you want to factor, when you want to factor.
• We accept Validity agreements vs. Personal guarantees
• We off personalized service and not just the decrees of a contract.

Do you want to grow sales? Control Working Capital? Become Bankable without borrowing? If you have credit worthy customers, Invoice Factoring may well be your solution!

STOP PLAYING YOUR CUSTOMER’S BANK and offer open terms while taking on larger customer than ever before. Call us now and we’ll work to customize a program specific for your business.

Need an SBA LOAN?
We have helped our clients achieve SBA Entrepreneur of the Year designation, receive one of SBANE’s coveted Profitable Connections Awards, and help others receive various community and area recognitions for the growth and expansion.

Our financing solutions proved to be the keys to success … not just survival … of these clients and we are proud if it! Face it: Many businesses in today’s environment cannot borrow enough money –if any at all – from banks but our processes are all proven and reliable ways to capitalize your business without creating debt.

REALLY? Does it make sense to you that a factor can offer pricing at or less than the cost of bank loan? Why then would you trust them?
There is a lot of fine print in a factoring contract. Our favorite saying here is “The proposal giveth and the contract taketh it all away!”

When you select a source for invoice factoring, make sure that you know the end cost of using these services. We’re happy to review your factoring contract FOR FREE! Don’t fall into the trap of being fooled by low front end pricing offers that are used as bait.

Our reputation with our clients has been established on our explaining the process and empowering them with the knowledge to control their accounts and thereby keep their costs down.

HOW IS FACTORING PRICING DETERMINED?

• Credit worthiness of your customers: The better it is the lower the price.
• Size of invoices and frequency of repeat sales: Large invoices and repeat customer sales keep costs down.
• Pay patterns of your customers: This allows you to predict and control your costs.
• Volume and frequency you plan to factor: The more we factor the more efficient we all are.
• As your business changes, so can your pricing and if customers change their pay patterns – we’ll adjust with you!

WHEN SHOULD YOU USE FACTORING? Any company offering open terms to their customers that cannot sustain cash flow because their sales exceed their working capital availability should consider factoring. Avoid creating debt by borrowing: It doesn’t go away and often times forces you to borrow even more!